Yesterday, we issued our fourth quarter earnings release and updated investor presentation, both are available on our Investor Relations website. We will make certain forward-looking statements on ...

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Net Interest Income -- $41.7 million, rising $4 million or 10.5% compared to the prior year quarter. Net Interest Margin -- 2 ...

Ladies and gentlemen, thank you for standing by. Welcome to the 3M First Quarter Earnings Conference Call. [Operator Instructions] As a reminder, this call is being recorded, Tuesday, April 21, 2026.

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